If you’re like most people, you don’t think of low-cost when you think of counseling. People often associate counseling with being an expensive service. This belief gets in the way of many people getting the help that they need. However, there are plenty of options for low-cost counseling to help you find the treatment you need.
How Much Does Counseling Cost?
There’s no straight answer to this question. The cost of counseling varies based on what type of mental health professional you’re working with, as well as what area you live in. It can also vary based on the credentials of the individual you’re meeting with and what funding options you have.
The average cost of therapy runs from $60 to $120 for every session. But, depending on the area you’re in, it could go as high as $250 for every hour.
Before you start looking at options for low-cost counseling, the best thing that you can do is check with your health insurance company. Many health insurance companies are required to provide some coverage for mental health services. So, you’re going to want to check with your company to see what type of coverage you have, if any. There are ways that companies can get around this.
It’s important to understand what type of coverage you have for the services because, many times, they’re going to have strict requirements and limitations. For example, you may only be covered for a certain number of sessions or a certain dollar amount. It’s also important that you find a mental health professional that will accept your health insurance. This is becoming increasingly more difficult because many mental health professionals are not working with insurance companies. This is why finding a low-cost counseling option can be so important.
Low-Cost Counseling Options
Just because something is low-cost does not mean that it’s not going to be effective. Some people are under the belief that if they’re able to get counseling for free, it means that they’re not going to be working with professionals who know and understand what they’re talking about. But this is not always the case.
There are some great low-cost options for counseling that you can consider.
If you attend a church or a different religious organization, you may receive counseling through the organization. There are some important things that you want to consider if you’re looking at going this route.
The first is to find out what type of experience the person has that you be talking with. Find out what credentials they have for the type of counseling that you need. It may be that they can listen and offer support, but they may not know what the best treatment option for you would be. For example, if you’re struggling with a mental health diagnosis, this type of counseling may not be your best option.
You’re also going to want to find out what type of price is involved. Many times religious organizations offer to counsel for free, but this isn’t always the case.
There may be free or low-cost counseling options available for you on campus if you’re a college student. Colleges and universities know that the transition into the college years can be very difficult for students. Therefore they make efforts to provide them with the help that they need.
You should have access to a mental health professional experienced in a wide range of mental health diagnoses and life challenges. This can be a great place for you to find support and learn important coping strategies for the situation you’re dealing with.
Depending on the exact situation you’re dealing with and why you’re looking for therapy, there could be a local nonprofit that offers a solution for you.
An example of this is hospice. While the organization is most well-known for its care to terminally ill patients, that’s not all they do. They also provide grief counseling for a little over a year for the family members of those who have lost someone in hospice care.
Other nonprofits offer counseling options, as well. If you’re dealing with mental health challenges because of an abusive relationship, look for a local nonprofit specializing in that area. If they don’t offer affordable counseling on their own, they will most likely be able to point you in the right direction.
Therapists are doing the job that they do because they want to help people. They understand that not everyone has health insurance that’s going to provide them coverage. Therefore, many therapists work with a sliding scale.
This means that they adjust the price of their session based on your income. That allows those that don’t make as much money to pay a smaller fee for counseling than those who make more. You will be paying a percentage of a therapist per hour fee based on your income level.
Check your area for a local health clinic. These clinics usually have access to free or low-cost mental health services. This can be a great option if you have a low budget but deal with a mental health challenge that requires you to have prescription medication. To get a medication, there are only certain professionals you’re going to be able to work with, including psychiatrists and physicians.
Even if you can get affordable counseling through another option on this list, you may still need to visit the health clinic to have an affordable way to get the medication you need.
There are many different types of support groups that you can use for therapy. However, you’re going to want to find out what the group’s details are before you get started. Some of these groups are led by the therapist, while others aren’t. You must understand what you’re looking for out of your therapy to make sure that a group is a good fit for you.
Support groups can be very beneficial because it’s helpful to hear that other people go through what you went through and understand what you’re talking about. You can also learn strategies that others have used to find success with the same problems you’re dealing with.
Services like Regain offer access to online counseling. These services are often more affordable than what you would have if you met in person, face-to-face with a therapist. Other benefits come along with online counseling, such as being able to meet with a licensed therapist from the comfort of your own house. It also helps remove some of the fear of the situation for people who have never met with the therapist.
The idea of sitting across from a stranger and sharing personal details of your life can be very uncomfortable. Access to a therapist online can take some of the awkwardness out of the situation.
However, it is important to note that online counseling may not be the best option for you based on what mental challenges you’re dealing with. For example, if you are struggling with a diagnosis such as schizophrenia, you will need to find someone in person to meet with instead of online. Because these companies do not have the same expenses as brick-and-mortar therapy offices, the prices are often more affordable.
How To Find Affordable Counseling
There are many options for low-cost counseling if you know where to look. You can always start by trying a simple search online to see what options are available in your area. If you’re not interested in seeing someone in person, you can search to see what’s available online.
It can also help ask people that you know personally if they have any recommendations for low-cost counseling. They may know of a support group or nonprofit organization that will be able to help you.
If you’re unable to find something in your area, remember that online counseling is a great option.
Get The Help That You Need
There are so many options for low-cost counseling because society is starting to realize the importance of mental health. Many things can complicate life and leave people able to find support or help through the situation. If you find yourself in a position like this right now, it’s important that you can get the help that you need.
Start your search for one of the counseling options that’s listed above in your area. Or, if you’re not comfortable meeting with someone face-to-face, reach out to ReGain to find the right therapist for you.
Frequently Asked Questions (FAQs)
How can I get counseling with no money?
There are multiple ways to get free or affordable counseling. Here are some affordable counseling options:
Is there any free online counseling?
If you have a form of insurance that covers mental or behavioral health services in full, you may be able to see a therapist in your area that provides online sessions and takes your insurance.
What is the cheapest therapy?
The cheapest therapy option will depend on what’s available to you. Again, if you have a form of insurance, such as Medicaid, that covers therapy costs in full, you will be able to get free counseling by applying your insurance plan. The same is true if you have access to university counseling centers or other counseling centers that you’re able to access for free. If your insurance doesn’t cover therapy in full, and you have no access to university counseling centers or other free counseling centers, there are still options for affordable counseling or therapy. These options include:
For information about local resources for free or affordable counseling in the United States, call your local 211 lines.
How much does counseling cost out of pocket?
Without insurance, traditional in-person counseling can cost up to around $200 per session. Without insurance, getting affordable counseling can be tricky. Online counseling websites are one way to find affordable counseling without insurance. For the best counseling experience, it is vital to make sure that when you find affordable counseling, the website you’re on has licensed therapists. The licensed therapists at ReGain are here to help you. For more information regarding the therapy cost and plans offered by ReGain, visit the FAQ section on our website.
What do I do if I can’t afford therapy?
If you can’t afford therapy, utilize the free or affordable counseling options mentioned above, such as online therapy websites dedicated to offering the best counseling possible through licensed therapists and counselors. Additionally, remember to call your 211 lines if you’re stuck and need help locating mental health resources in your area. You may also talk to your general doctor or primary care provider to see if they know of any options near you. Free peer support options, such as support groups, are an advantageous and effective add-on to mental health services for many individuals. Don’t give up, and make sure to consider all of your options. Unfortunately, therapy cost is a barrier for many. You deserve the best counseling out there at a price that you can afford.